CU Denies Out of Market Credit Card Purchases

The Morning Call published a story about a Pennsylvania credit union that refused to authorize a purchase on a credit card it issued because the purchase was not local.

First Commonwealth Federal Credit Union denied the purchase because it was concerned that the purchase could be fraudulent.

The credit union's CEO recommended that people should carry a second credit card and extra cash, just in case their cards are rejected while traveling.

I do a lot of traveling and have never had my credit card issuer reject a purchase because the purchase was not local. I thought one of the advantages of carrying a credit card is that you don't need to carry extra cash when you travel.

Read the story.