tag:blogger.com,1999:blog-319775530671726401.post7276097110603441355..comments2023-10-01T09:18:26.162-04:00Comments on Keith Leggett’s Credit Union Watch: The Haves and Have NotsKeith Leggetthttp://www.blogger.com/profile/14794334790117033547noreply@blogger.comBlogger5125tag:blogger.com,1999:blog-319775530671726401.post-91373928844068233182016-09-14T06:52:49.758-04:002016-09-14T06:52:49.758-04:00Margins started eroding in banks and credit unions...Margins started eroding in banks and credit unions 15 years before DoddFrank.<br />The increased compliance is overkill but below $3-500M assets it's over. No matter the rate environment.Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-319775530671726401.post-58489342870045142972016-09-13T16:37:25.263-04:002016-09-13T16:37:25.263-04:00Not many. Just the one or two day a week CUs run b...Not many. Just the one or two day a week CUs run by volunteers. <br /><br />Real question in same timeframe. How many CUs under $100 million will still be around? Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-319775530671726401.post-8355038131807932172016-09-13T15:40:40.365-04:002016-09-13T15:40:40.365-04:00I agree with you. it does not bode well for small...I agree with you. it does not bode well for small CUs.<br /><br />How many CUs under $10 million in assets will be around by 2020?Keith Leggetthttps://www.blogger.com/profile/14794334790117033547noreply@blogger.comtag:blogger.com,1999:blog-319775530671726401.post-31917423513552236312016-09-13T11:28:38.775-04:002016-09-13T11:28:38.775-04:00Look at the real reasons. Service demands of membe...Look at the real reasons. Service demands of members and compliance requirements from the government. Hard to keep those expenses reasonable in a low net interest rate environment. Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-319775530671726401.post-29390076947608640662016-09-12T18:54:27.515-04:002016-09-12T18:54:27.515-04:00I see a trend. A trend in decline. The largest c...I see a trend. A trend in decline. The largest credit unions continue to grow. It is called economic cannibalism. The large are eating the young & the NCUA is at a total and complete loss to stop it. The actual number of credit unions are in a continuing state of decline.Anonymousnoreply@blogger.com